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V A L L E Y T R U S T

Updates:

Get upto 5%* on our Savings Account Balances with Valley Trust Bank.

More Details

Dear Customer, We have launched Video KYC facility for New customer to open savings ac

Get More From Your Money

Access your money anytime and anywhere.

Know About

Current Account

At Valley Trust Bank, our Current Account is a versatile and essential financial tool that helps you manage your day-to-day banking needs with ease. Whether you're an individual or a business, our Current Account offers a wide range of benefits that make your banking experience convenient and hassle-free.

Key Features of our Current Account:

1. Easy Access: With our Current Account, you can enjoy 24/7 access to your funds through various channels, including online and mobile banking, ATM withdrawals, and in-person transactions at our branches. This ensures that you have the flexibility to manage your finances anytime, anywhere.

2. Convenient Payments: Our Current Account allows you to make and receive payments effortlessly. You can use our online banking platform to transfer money to other accounts, pay bills, set up recurring payments, and receive incoming payments such as salary or business revenues. Our Current Account also comes with a checkbook facility for added convenience.

3. Overdraft Facility: We understand that sometimes you may need additional funds to meet unexpected expenses. Our Current Account offers an overdraft facility, subject to eligibility, which allows you to access additional funds beyond your account balance, giving you financial flexibility when you need it the most.

4. Debit Card: Our Current Account comes with a free debit card that can be used for point-of-sale transactions at merchants, online shopping, and cash withdrawals at ATMs worldwide. Our debit card also provides you with enhanced security features to protect your account against unauthorized transactions.

5. Account Management: Our Current Account offers a user-friendly online banking platform that allows you to manage your account efficiently. You can view your transaction history, check your balance, set up alerts, and customize your account preferences to suit your individual needs.

6. Dedicated Customer Support: Our bank takes pride in providing excellent customer service. Our team of dedicated customer support professionals is available to assist you with any queries or concerns related to your Current Account, ensuring that you receive prompt and personalized assistance.

Reach Your
Savings Goal With Us

Year of
2021

%

Income Statement

Long established fact that a reader will distracted

Our Current Account Benefits

We help businesses and customers achieve more.

  • Earn Interest up to 7%

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  • Free SMS Alerts

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  • Discounts on Locker

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  • International Debit Cards

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  • Provides Safety

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  • Paperless Banking

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Eligibility to
Open Current Account

Eligibility parameters for Current account.

  • 1

    Nationality

    Indian Residents, and Non-Resident individuals

  • 2

    Age

    18 Years old or above

  • 3

    Nationality

    Residents, and Non-Resident individuals

  • 4

    Age

    18 Years old or above

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k

Current account opened
in last year

Current A/c Required Documents

Basic documents required for opening a current account.

PAN Card
is Mandatory

Duly Filled
Application Form

Color & Passport Size
Photographs

Color & Passport Size
Photographs

Account Interest & Charges

Your money is making money for you & Your Family.

Account Interest Rates
Per Annum

Balance in a/c

  • Up to Rs. 1 Lakh
  • Above 1 Lakh to 5 Lakh
  • Above 5 Lakh to 10 Lakh
  • Above 10Lakh

Interest

  • 3.00%
  • 5.00%
  • 8.25%
  • 10.00%

Debit Card

  • Annual Fees
  • Transaction Limit
  • Card Replacement
  • Nill
  • 20 Lakh / Annum
  • Rs.600+Taxes

Credit Card

  • Annual Fees
  • Card Replacement
  • Rs.1500
  • Rs.600+Taxes

Questions & Answers

Find answers to all your queries about our service.

  • What is the minimum balance?

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  • What is the rate of interest?

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  • When will I receive my account statement?

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  • Can I use any branch across India?

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  • How safe/secure is our net banking a/c?

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